Virtual CFO, Controller & Accounting for Business Owners Who Want Clarity—Single‑Entity or Multi‑Entity
We help business owners turn financial complexity into confident decisions. Whether you run a single entity or a multi‑entity portfolio, our model blends clean books, proactive cash intelligence, lender‑ready reporting, and a repeatable monthly CFO rhythm—so you scale with control and sleep without surprises.
Founded in 2001, A Business Manager is a US‑based fractional CFO and accounting team. Our staff averages 15+ years of experience. We operate a 99% paperless, cloud‑enabled finance function built on modern software, documented controls, and a consistent month‑end cadence.
We partner with owners navigating complexity, providing senior financial attention where it matters most:
Single‑entity businesses in professional services, trades, healthcare, technology, hospitality, and e‑commerce.
Multi‑entity owners (often 2–3 entities, scalable to 10+) needing consolidations, intercompany automation, and investor/lender‑ready reporting.
Commercial Real Estate (CRE) investors/operators (hotels, retail centers, mixed‑use) requiring property‑level reporting and covenant tracking.
Founders seeking a “family‑office‑lite” approach to cash, tax readiness, and capital planning.
Our operating system is built to maximize efficiency and audit readiness, and is right‑sized for single‑entity or multi‑entity environments.
Monthly Close & GAAP Financial Reporting
Reconciled P&L, Balance Sheet, Cash Flow, Trailing‑12, and supporting schedules—close in ≤10 business days with standardized charts.
Customized Financial Reporting (Management Pack)
Owner‑ready reporting tailored to how you make decisions: budget/forecast vs. actuals, trend lines, department/entity roll‑ups, and variance commentary with next actions.
KPI Reporting & Analysis
Weekly tracking and monthly scorecards tuned to your model:
– Pro services: utilization, realization, effective rate, WIP aging.
– E‑commerce: contribution margin by SKU/channel, ROAS, AOV, returns, inventory turns.
– Trades/contracting: job margin, WIP, AR/AP days, cash conversion cycle.
– CRE: NOI, DSCR & covenants, CAM reconciliations, CapEx/draws, occupancy.
Financial Forecasting & Modeling
13‑week cash plus 12‑month P&L/BS/CF forecast with scenario planning (base / optimistic / conservative) and variance tracking.
CFO Partnership
Pricing and margin optimization, capital planning, debt/lender packet preparation, and board/investor communications.
Complexity Management (when needed)
Intercompany automation & eliminations, consolidated financial statements, entity add/dispose playbooks, and investor/lender‑ready reporting.
Tax‑Readiness All Year
We keep books clean and schedules current—no year‑end fire drills.
Systems & Automation
QuickBooks, expense and AP tools, bank rules/feeds, and BI dashboards all run on a documented month‑end checklist.
Onboarding Sprint (30–90 days): clean‑up, chart standardization, management pack + KPI dashboard, and close cadence implementation.
Monthly Close: reconciliations, GAAP financials, KPI scorecard, cash & variance review with action items.
Quarterly Strategy: forecast refresh & scenarios, lender readiness, and tax planning sync.
Selective Capacity: we cap engagements to preserve quality and speed.
Senior Attention: you work with a CFO/Controller, not just a bookkeeper.
Customized Financial Management: reporting and KPIs built around your goals for maximum clarity.
US‑based, security‑first: role‑based access, documented controls, and auditable trails.
Outcome Metrics: time‑to‑close ↓, on‑time lender reporting, weekly cash clarity.
Proven & modern: founded 2001, team 15+ years average experience, 99% paperless.
Multi‑entity founder (7 companies): close reduced 18 → 8 days; enabled $6.2M total credit capacity with clean DSCR tracking.
Hotel portfolio owner: property dashboards replaced ad‑hoc spreadsheets; on‑time lender packets with covenant monitoring.
Single‑entity professional firm: pricing model + cash forecast increased margins by 4.2 points in two quarters.
A Business Manager is led by Brian Hogan—a fractional CFO and second-generation accountant with deep experience in multi‑entity consolidations, commercial real estate finance, and family‑office structures. Brian blends rigorous controls with practical operating discipline to get you lender‑ready and growth‑ready.
Nationwide, remote‑first. Operating hubs in Miami, Palm Coast, Ponte Vedra Beach (FL); Newport Beach (CA); and Northfield (IL).
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